529 College Savings Plan

Goldman Sachs’ 529 College Savings Plan offers a competitively priced, robust way to save for educational goals. With broad eligibility and efficient management, account owners may maximize the allocation of their funds to qualified education expenses.

Source: Goldman Sachs Asset Management as of November 30, 2023.

Goldman Sachs Asset Management is the investment manager and distributor for the state of Arizona's advisor-sold Goldman Sachs 529 Plan, available in every state. Through our partnership with Ascensus, the Plan administrator and program manager, Goldman Sachs Asset Management can offer a competitively priced and robust savings experience that delivers results to help achieve educational goals. Competitive fees and investment minimums make investing in education goals feasible for all.

Investors in all 50 states can benefit from our Plan’s competitive fees and investment minimums. Investments and qualifying withdrawals are not subject to federal taxes, though only Arizona taxpayers can take advantage of state tax benefits offered by Arizona. Plan savings can be used for the costs of tuition, fees, room and board, technology, and required materials for K-12, college, and other qualified educational training initiatives.

Our Plan’s enhanced online account functionality helps account owner to save and manage their accounts, with convenient tools like 529 QuickView®: Online 529 account management for financial professionals, direct electronic tuition payments, and NSCC connectivity for initial purchases and ongoing trading.

Our 529 Plan offers a diversified range of investment options designed to meet a wide variety of investment goals and education savings needs, including Year of Enrollment Portfolios, Target Risk Portfolios, and Individual Portfolios.

Family and friends can directly contribute to your 529 College Savings Plan through direct gifting using Ugift® Platform.

Diversification does not protect an investor from market risk and does not ensure a profit. No assurance can be given that the client’s investment objective may be achieved.

Resources and Account Forms

THIS MATERIAL DOES NOT CONSTITUTE AN OFFER OR SOLICITATION IN ANY JURISDICTION WHERE OR TO ANY PERSON TO WHOM IT WOULD BE UNAUTHORIZED OR UNLAWFUL TO DO SO.

Prospective investors should inform themselves as to any applicable legal requirements and taxation and exchange control regulations in the countries of their citizenship, residence or domicile which might be relevant.

This material is provided for informational purposes only and should not be construed as investment advice or an offer or solicitation to buy or sell securities. This material is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client’s account should or would be handled, as appropriate investment strategies depend upon the client’s investment objectives.

For illustrative purposes only. Performance results vary depending on the client’s investment goals, objectives, and constraints. There can be no assurance that the same or similar results to those presented above can or will be achieved.

Goldman Sachs does not provide legal, tax or accounting advice, unless explicitly agreed between you and Goldman Sachs (generally through certain services offered only to clients of Private Wealth Management). Any statement contained in this presentation concerning U.S. tax matters is not intended or written to be used and cannot be used for the purpose of avoiding penalties imposed on the relevant taxpayer. Notwithstanding anything in this document to the contrary, and except as required to enable compliance with applicable securities law, you may disclose to any person the US federal and state income tax treatment and tax structure of the transaction and all materials of any kind (including tax opinions and other tax analyses) that are provided to you relating to such tax treatment and tax structure, without Goldman Sachs imposing any limitation of any kind. Investors should be aware that a determination of the tax consequences to them should take into account their specific circumstances and that the tax law is subject to change in the future or retroactively and investors are strongly urged to consult with their own tax advisor regarding any potential strategy, investment or transaction.

Although certain information has been obtained from sources believed to be reliable, we do not guarantee its accuracy, completeness or fairness. We have relied upon and assumed without independent verification, the accuracy and completeness of all information available from public sources.

Views and opinions expressed are for informational purposes only and do not constitute a recommendation by Goldman Sachs Asset Management to buy, sell, or hold any security. Views and opinions are current as of the date of this material and may be subject to change, they should not be construed as investment advice.

Before investing in any 529 plan, you should consider whether you or the beneficiary's home state offers a 529 plan that provides its taxpayers with favorable state tax and other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available through investment in the home state's 529 plan. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state's 529 plan(s), or any other 529 plan, to learn more about those plans' features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

For more information about Goldman Sachs 529 Plan, contact your financial professional, call 888-462-6209, or download the Plan Description, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.

Goldman Sachs Asset Management LP. offers the Goldman Sachs 529 Plan as part of AZ529, Arizona’s Education Savings Plan (“AZ529”). AZ529 is administered by the Arizona State Treasurer’s Office. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, has overall responsibility for the day-to-day operations of the Goldman Sachs 529 Plan, including recordkeeping and administrative services. Goldman Sachs Asset Management LP. serves as the Investment Manager. Goldman Sachs & Co. LLC markets and distributes the Goldman Sachs 529 Plan.

Goldman Sachs Asset Management, L.P., which serves as the investment manager of the Goldman Sachs 529 Plan, is registered with the U.S Securities and Exchange Commission and Goldman Sachs & Co. LLC, which serves as the distributor of Goldman Sachs 529 Plan, is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board.

Goldman Sachs 529 portfolios invest in: exchange-traded funds, mutual funds and separate accounts. Units of the portfolios are municipal securities, and the value of the units will vary with market conditions. Accounts are not insured by the State of Arizona, AZ529, Arizona’s Education Savings Plan, the Arizona State Treasurer’s Office or any other governmental entity, Goldman Sachs & Co. LLC, or any affiliated or related party, and neither the principal deposited nor any investment return is guaranteed by any of the above referenced parties.

An investment in the Portfolios is subject to risks including: investment risks of the Portfolios which are described in the Plan Description; the risk (a) of losing money over short or even long periods; (b) of changes to Goldman Sachs 529 Plan, including changes in fees; (c) of federal or state tax law changes; and (d) that contributions to Goldman Sachs 529 Plan may adversely affect the eligibility of the Beneficiary or the Account Owner for financial aid or other benefits. For a detailed description of the risks associated with Goldman Sachs 529 Plan, and the risks associated with the Portfolios and the Underlying Funds, please refer to the Plan Description.

NOT FDIC INSURED
MAY LOSE VALUE
NO BANK GUARANTEE